Bachelor Degree in Finance and Accounting: Course Details & Scope
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LPUNEST 2027 registration is currently open for candidates seeking admission to accounting and finance programmes. The deadline to submit application forms online is January 15, 2027.
A Bachelor degree in Finance and Accounting in India (such as BAF or B.Sc Accounts and Finance) is a 3-year undergraduate professional course covering financial accounting, auditing, taxation, cost accounting, and risk management. Course fees range from INR 20,000 to INR 3,00,000, with graduates earning average starting salaries between INR 2,00,000 and INR 8,00,000 per annum.
Course options span at least 429 colleges across India, offering direct pathways into corporate finance, auditing, and tax consulting. Below is a detailed breakdown of eligibility criteria, year-wise syllabus, fee structures, top colleges, distance options, and career scope.
| Parameter | Details |
|---|---|
| Course Level | Undergraduate Degree |
| Duration | 3 Years (Distance: 3 to 6 Years) |
| Eligibility | 10+2 passed with 50% to 55% aggregate marks (50% for SC/ST) |
| Admission Process | Merit-based OR Entrance Exams (CUET UG, NPAT, SET, CUCET) |
| Average Course Fee | INR 20,000 to INR 3,00,000 |
| Average Starting Salary | INR 2,00,000 to INR 8,00,000 per annum |
| Top Recruiters | Deloitte, EY, PwC, Accenture, Infosys, Wipro, HDFC Bank, Axis Bank, JP Morgan and Chase |
What is B.Com Accounting and Finance
| Feature | BAF | BFM | B.Com | BBA |
|---|---|---|---|---|
| Full Form | Bachelor of Accounting and Finance | Bachelor of Financial Markets | Bachelor of Commerce | Bachelor of Business Management |
| Primary Focus | Accounting & Finance | Financial Markets | Commerce (Broad) | Management |
| Curriculum Focus | Accounting rules, financial analysis, taxation, auditing | Derivatives, risk management, financial markets trading | Accounting, economics, statistics, marketing | Management principles, organizational behavior, marketing |
| Specialization Level | High | Very High | Medium | Medium |
| Average Starting Salary | INR 4,00,000 – INR 11,00,000 | INR 3,50,000 – INR 15,00,000 | INR 2,50,000 – INR 5,00,000 | INR 3,00,000 – INR 4,50,000 |
| Complementary Qualifications | ACCA, CPA, CA | CFA, FRM | ACCA, CPA, CA | Varies |
BAF is a 3-year undergraduate professional degree programme combining financial accounting, cost accounting, taxation, wealth management, auditing, and business laws. A BAF degree also allows graduates to pursue globally recognized professional qualifications such as ACCA, CPA, CA, and CFA.
B.Com Accounting and Finance Eligibility
To gain admission into a bachelor degree in finance and accounting, candidates must fulfill basic educational requirements established by universities. Applicants must pass Class 12 (10+2) or an equivalent examination from a recognized board in any stream, including Commerce, Science, or Arts.
Minimum qualifying marks vary slightly by course and institution type. For BAF programmes, colleges generally require at least 50% aggregate marks in Class 12. For B.Sc Accounts and Finance programmes, candidates must secure at least 55% aggregate marks, with a relaxed threshold of 50% for SC/ST candidates. Admission relies either on Class 12 merit cutoffs or university-level entrance exams such as NPAT, CUET, CUCET, and SET.
B.Com Accounting and Finance Syllabus and Subjects
The 3-year undergraduate syllabus in accounting and finance is structured across six semesters to build foundational quantitative skills before advancing to regulatory reporting and asset valuation.
- First Year: Focuses on foundational concepts, including Introduction to Economics, Statistics 1, Mathematics 1, Principles of Banking & Finance, and Principles of Accounting.
- Second Year: Covers core analytical subjects, including Financial Reporting, Management Accounting, Microeconomics, and specialized domain Electives.
- Third Year: Delves into advanced practical domains, including Auditing & Assurance, Asset Pricing, and Financial Markets.
B.Com Accounting and Finance Fees
| College | City | Ownership | Total course fee |
|---|---|---|---|
| Government Arts College for Men | Chennai | Government | ₹5,420 |
| Manbhum Mahavidyalaya | Manbazar | Government | ₹6,080 |
| Bidhan Chandra College Rishra | Hooghly | Government | ₹6,690 |
| Swami Niswambalananda Girl’s College | Hooghly | Government | ₹7,390 |
| Maulana Azad College | Kolkata | Government | ₹7,665 |
| Government Ramnarayan Chellaram College of Commerce and Management | Bangalore | Government | ₹8,937 |
| Dera Natung Government College | Itanagar | Government | ₹8,980 |
| Gurudas College | Kolkata | Government | ₹9,465 |
| Dinabandhu Institution | Howrah | Government | ₹9,520 |
| Baruipur College | South 24 Parganas | Government | ₹9,990 |
Across government institutions, the median total course fee is ₹13,760, with the middle half ranging between ₹9,520 and ₹24,099. In private colleges, the median total course fee stands at ₹93,360, with the middle half falling between ₹60,000 and ₹1.73 lakh.
Top B.Com Accounting and Finance Colleges
India hosts at least 429 colleges offering B.Com Accounting and Finance, including 47 government institutions and 226 private colleges. State-wise distribution shows the highest concentration in Maharashtra with 118 colleges, followed by Tamil Nadu with 103, West Bengal with 53, Karnataka with 32, Bihar with 14, and Gujarat with 14 colleges.
Prominent colleges offering BAF and B.Sc Accounts and Finance degrees are detailed below, categorized by national rankings, placement packages, and geographical locations.
| College | City | Ownership | Total course fee | NIRF rank |
|---|---|---|---|---|
| Amrita Vishwa Vidyapeetham | Coimbatore | — | ₹2.49 lakh | 8 (University, 2025) |
| PSGR Krishnammal College for Women | Coimbatore | Private (aided) | — | 9 (Overall, 2025) |
| PSG College of Arts and Science | Coimbatore | Private (aided) | ₹1.57 lakh | 10 (Overall, 2025) |
| SRM Institute of Technology | Kanchipuram | Private | ₹3.85 lakh | 11 (Overall, 2025) |
| Saveetha Institute of Medical and Technical Sciences | Chennai | — | ₹4.00 lakh | 13 (Overall, 2025) |
| Loyola College | Chennai | Private | ₹5.08 lakh | 14 (Overall, 2025) |
| Madras Christian College | Chennai | Private (aided) | ₹1.42 lakh | 16 (Overall, 2025) |
| Amity University Noida | Noida | — | ₹12.24 lakh | 22 (Overall, 2025) |
| Lovely Professional University | Jalandhar | Private | ₹6.00 lakh | 31 (Overall, 2025) |
| Stella Maris College | Chennai | Private (aided) | ₹2.27 lakh | 41 (Overall, 2025) |
| College | City | Ownership | Total course fee | Average package |
|---|---|---|---|---|
| St. Francis College for Women | Hyderabad | Private (aided) | ₹2.12 lakh | 6.45 LPA |
| Narsee Monjee College of Commerce and Economics | Mumbai | Private | ₹2.25 lakh | 5.36 LPA |
| Symbiosis College of Arts and Commerce | Pune | Private (aided) | ₹3.81 lakh | 5.3 LPA |
| St. Joseph’s College of Commerce | Bangalore | Private | ₹6.63 lakh | 4.61 LPA |
| The Bhawanipur Education Society College | Kolkata | Private (aided) | ₹3.76 lakh | 4.46 LPA |
| Kishinchand Chellaram College | Mumbai | Private (aided) | ₹1.11 lakh | 4.45 LPA |
| Mulund College of Commerce | Mumbai | Private (aided) | ₹75,915 | 3.78 LPA |
| St. Anthony’s College | Shillong | Private (aided) | ₹1.53 lakh | 3.67 LPA |
| Sri Ramakrishna College of Arts & Science for Women | Coimbatore | Private | ₹2.16 lakh | 3.49 LPA |
| Madras Christian College | Chennai | Private (aided) | ₹1.42 lakh | 3.45 LPA |
| City | Colleges | Fee range | Well-known options |
|---|---|---|---|
| Mumbai | 69 | ₹24,099 – ₹6.49 lakh | Amity University Mumbai, Kishinchand Chellaram College |
| Chennai | 62 | ₹5,420 – ₹5.08 lakh | Saveetha Institute of Medical and Technical Sciences, Guru Nanak College Chennai |
| Kolkata | 33 | ₹7,665 – ₹3.76 lakh | East Calcutta Girls College, Maulana Azad College |
| Bangalore | 24 | ₹8,937 – ₹7.50 lakh | Christ University, Jain University |
| Coimbatore | 19 | ₹45,000 – ₹9.00 lakh | Sri Krishna Arts and Science College, PSG College of Arts and Science |
| Thane | 17 | ₹31,940 – ₹1.02 lakh | Smt. Chandibai Himathmal Mansukhani College, Dnyanasadhana College |
| Navi Mumbai | 12 | ₹37,500 – ₹1.54 lakh | Chhatrapati Shivaji Maharaj University, Pillai College of Arts, Commerce and Science |
| Gurgaon | 6 | ₹3.80 lakh – ₹5.35 lakh | KR Mangalam University, SGT University |
| College Name | Location | Course Offered | Admission Mode |
|---|---|---|---|
| Indian School of Business and Finance | New Delhi | B.Sc Accounts and Finance | Merit / Written Test / Interview |
| Institute of Management and Creative Studies | Mumbai | B.Sc Accounts and Finance | Merit-based |
| G.D. Goenka World Institute | Gurgaon | B.Sc Accounts and Finance | Merit-based |
| Sanpada College of Commerce and Technology | Navi Mumbai | BAF | Merit / College Entrance |
| Maharshi Dayanand College of Arts, Science and Commerce | Mumbai | BAF | Merit-based |
| BILAMS College | Various | BAF | Merit-based |
B.Com Accounting and Finance Career Scope and Salary
Graduates with a bachelor degree in finance and accounting enter diverse professional sectors, including investment banking, audit firms, insurance companies, and financial consultancy services. Across reporting colleges, the median average placement package stands at 3.04 LPA.
Fresh BAF graduates earn an average starting salary ranging from INR 3,00,000 to INR 8,00,000 per annum, with career potential reaching INR 11,00,000 per annum depending on work experience, performance, and professional certifications. Leading recruiters hiring accounting graduates include Deloitte, EY, PwC, Accenture, Infosys, Wipro, HDFC Bank, Axis Bank, Yes Bank, Max Life Insurance, and JP Morgan and Chase.
How to Apply for B.Com Accounting and Finance Admission in 2026: Step by Step
- Check Eligibility Criteria: Verify that you passed Class 12 (10+2) in Commerce, Science, or Arts from a recognized board with at least 50% to 55% aggregate marks (50% for SC/ST candidates).
- Register for Entrance Exams (If Applicable): Apply for relevant entrance exams such as CUET UG, NPAT, SET, or CUCET, depending on university requirements.
- Submit College Application Forms: Fill out individual college application forms online or offline before announced deadlines, providing 10+2 academic details.
- Participate in Selection Tests or Merit Lists: Appear for university selection rounds (Aptitude Test, Written Ability Test, Group Discussion, or Personal Interview) or wait for 10+2 merit cutoffs.
- Verify Documents and Pay Admission Fees: Upon selection, submit original academic certificates for verification and pay the first-year course fee (ranging from INR 20,000 to INR 3,00,000) to secure seat confirmation.
| What to do | Where | Link |
|---|---|---|
| Compare colleges, fees and cutoffs | B.Com Accounting and Finance colleges in India | findmycollege.com |
FAQs
Which Bachelor’s degree is best for finance?
Degrees such as BAF (Bachelor of Accounting and Finance) and B.Sc Accounts and Finance are specialized choices offering intensive training in financial reporting, taxation, auditing, and risk management.
What is the BAF salary in India?
The starting salary for fresh BAF graduates ranges between INR 3,00,000 and INR 8,00,000 per annum, with experienced professionals earning up to INR 11,00,000 per annum depending on skills and firm location.
What is the difference between B.Com General and B.Com accounting and finance?
B.Com General offers a broad overview of commerce, marketing, and management, whereas BAF (B.Com Accounting and Finance) provides deep specialization in accounting rules, auditing, tax policy analysis, and financial management.
Can a B.Com student do ACCA?
Yes, BAF and B.Com Accounting & Finance degrees provide an ideal foundation for pursuing global professional certifications such as ACCA, CPA, CA, and CFA alongside or after graduation.
What are the subjects in B.Sc Accounts and Finance 1st year?
First-year subjects in B.Sc Accounts and Finance include Introduction to Economics, Statistics 1, Mathematics 1, Principles of Banking & Finance, and Principles of Accounting.
What top companies recruit accounting and finance graduates?
Top recruiters include Deloitte, EY, PwC, Accenture, Infosys, Wipro, HDFC Bank, Axis Bank, Yes Bank, Max Life Insurance, and JP Morgan and Chase.
